Cash Flow Programs Pty Ltd started as an idea in January 1999, with founders Kim and Sandra Willis running ‘Cash Flow’ nights - playing the board game ‘Cashflow’ with friends. These Cash Flow evenings grew to the point where up to 10 tables of players were playing the game at any one time

In response to many requests for more detailed ‘how-to’ strategies, workshop formats were developed. These evolved into courses, the first one being the Million Dollar Habits Course. Other courses have been developed ranging from property courses to basic money skill courses.

In July 2000, Cash Flow Programs was incorporated and became Cash Flow Programs Pty Ltd.

Because of the growth of the membership base, in October 2000 the company acquired a new office/seminar facility in Grange, Brisbane. In early 2007 they reloacted to Lutwyche rd, Lutwyche.

Profile of Kim and Sandra Willis

After failing at business in 1982, Kim and Sandra Willis departed for the UK taking up a job offer from a business associate. Their initial period in the UK was very difficult as the job they were offered didn't work out. After that they were penniless and were forced onto the dole for 9 months - unable even to pay the rent on the single rented room they were living in.

After a time Kim was offered a job as a mortgage broker, with Sandra joining him later. Within 12 months they had struck out on their own, which was the turning point for them. They made a lot of money, investing the bulk of their money in real estate.

They returned to Australia in 1988 in semi-retirement mode.

Apart from having a significant shareholding in Cash Flow Programs Pty Ltd (and indirectly in Cash Flow Properties Pty Ltd), they also control equity stakes (both in Australia and internationally) in a variety of private ventures - unlisted private companies - from Internet companies to marketing businesses. The only shares they own in a public company, is in an Australian environmental company.

Their primary financial goals are to:

• Grow their net worth to $10m
• Earn $1 million a year, of which at least half is passive.

Their primary personal/lifestyle goal is to live in their beloved south of France for part of each year, whilst tripping around to jazz festivals in Europe and North America.

Kim and Sandra are not gurus - just ordinary people looking to improve themselves and help other people do likewise.

Cash Flow Properties Pty Ltd

A few years ago, Kim and Sandra rekindled their interest in real estate, hence the establishment of Cash Flow Properties Pty Ltd, a company specifically focused on wheeling and dealing in the 'Creative Deal Making' arena.  After completing a significant number of Vendor Finance, Rent Buy  and Quick Cash deals in 2001, this company has spent the last  couple of years refining and perfecting these strategies.  The company now works in  partnership with selected investors and students, assembling four to six creative cash flow deals a month.  Total expected value of properties purchased for 2004 will be in excess of $10,000,000.